New Zealand Home Loans is a home loan and insurance provider focusing on helping our clients achieve their financial goals, become debt free, faster and protect those things that are most important to them. By being with New Zealand Home Loans our clients are currently saving over $34 million* in interest costs and taking years off their mortgage term.
Since its inception in 1996 New Zealand Home Loans has grown to become one of New Zealand’s top home loan providers with over $5.2 billion lent out to over 19,000 New Zealand families with over 78 offices nationwide.
In 2012 New Zealand Home Loans’ growth was recognised by the prestigious Deloitte Fast 50 award for Fastest Growing Mature Business (Central North Island) and then, in 2013, winning for a second year in a row - the first time in the awards history this has happened. On top of this award New Zealand Home Loans also received from Deloittes the 2013 Fastest Growing Services Business Award for the Central North Island. The company continued its success in 2013 taking out the trifecta at the Waikato Business Excellence Awards, taking home the Supreme Award for Business of the Year, the Topkins Wake Award (for businesses with 15-49 FTE's) and the Waikato Management School Leader of the Year Award for CEO Mark Collins. In 2014 the Leader of the Year Award went to our Chairman Neil Richardson.
The company’s vision statement is “At New Zealand Home Loans we empower our clients to reduce debt, create wealth and achieve dreams” and they have been achieving this since 1996 as many of it's clients can attest.
*figure based on actual balances of current clients at the current NZHL floating interest rate and current as at 31/05/2016
New Zealand Home Loans is not a mortgage broker; we remain engaged with our clients to help them to manage their loan and achieve the goals they have set. For a comparison of the difference between New Zealand Home Loans, banks and brokers see the Home Loan Lending Comparison page.
Using our well proven debt management system called debtnav we guide clients through the home loan process, helping them set goals (or milestones as we call them), put together a plan and show them the tools to help them save thousands of dollars in interest payments and ultimately become debt free faster. We understand that every client has different circumstances and different goals in life, so we tailor your plan to suit you!
The New Zealand Home Loans Process
We make the home buying or refinancing process as easy as possible for you and to ensure that you remain on track to achieve your milestones we commit to contacting you at least four times in the first year (or as often as you need us)
We also provide a comprehensive suite of insurance products to ensure that even when things don’t quite go to plan that you and your family are protected.
New Zealand Home Loans was founded in 1996 by John Erkkila and Murray Ferguson who were concerned about the way that banks traditionally marketed loan products which would ensure that clients had a burden of debt hanging over them for many years. They knew there was a better way and launched New Zealand Home Loans as an alternative.
Starting with just one office in Wellington and a Head Office in Hamilton the company has grown to over 69 franchises and in 2013 won the Deloitte Fast 50 Award for the Fastest Growing Mature Business (Central North Island) in 2012.
In 2006 Kiwi Group Holdings Limited (parent company of Kiwibank) recognised the potential of the New Zealand Home Loans model and acquired 25% of the company. Since then they have continued to purchase shares in the company and as of 1st July 2012 own 100% of the company.
1996 – Founded by John Erkkila and Murray Ferguson
1996 – First office opened in Wellington
1997 – First Auckland office opened on the North Shore
1998 – First South Island office opened in Blenheim
2001 – Launched the Transactional Home Loan account, a New Zealand first
2006 – Kiwi Group Holdings Limited acquires 25% of New Zealand Home Loans
2009 - Reached milestone of $3 billion of total lending
2011 – Mark Collins joins as CEO
2012 – Won Deloittes Fast 50 Award – Fastest Growing Mature Business (Central North Island)
2012 – Kiwi Group Holdings Limited attained 100% share holding
2012 – Reached milestone of $1 billion lending over a 12 month period
2012 – Reached milestone of $4 billion of total lending
2013 - Won Deloittes Fast 50 Awards - Fastest Growing Mature Business (Central North Island) and Fastest Growing Services Business
2013 - Won three awards at the Waikato Business Excellence Awards. Waikato Business of the Year Supreme Award, Tompkins Wake Award (for businesses with 15-49 FTE's) and the Leader of the Year Award for CEO Mark Collins
2014 - Partnered with The Child Cancer Foundation as their Bronze Sponsor. Raised almost $28,000 in March for their annual appeal.
2014 - Won the Professional Services Business of the Year Award at the Waikato Business Excellence Awards. Chairman, Neil Richardson won Leader of the Year Award.
2015 - Reached milestone of $5 billion of total lending
2015- Julian Travaglia joins NZHL as CEO